Family Floater insurance

A family floater is a health insurance plan that extends the coverage of entire family rather than just an individual.

Family Floater insurance

As a floater brings all the members of the family under an umbrella cover. Being covered under a floater, every family member gets benefits under a larger common pool. It takes care of the family members' hospitalisation expenses. The policy includes one single sum insured, and premium is paid for the policy.


The advantage of having a 'Family Floater' policy is that all members of the family are covered and there is no need to buy individual policies for each member of the family.

Also there is no need to pay different amount of premiums for different policies.

A Family Floater plan takes care of all the medical expenses during sudden illness, surgeries and accidents.